Take Guangdong Development Bank as an example. The fixed five-year interest rate for large deposits is about 4.85%. If it is a very large fund of 40 million yuan, it can be upgraded to about 5%, depending on the interest rate control of the bank.
After 45,000 years, the interest earned is about 40 million times 5% times 5, which is about equal to100000. The average annual interest is 2 million, and the monthly interest is about 80,000-90,000, which is very impressive.
2. What is the interest rate for a bank loan of 5W, 1 year, 2 years, 3 years and 4 years?
Hello, if you are going to apply for a loan at China Merchants Bank, please open the following link:/cmbwebpubinfo/cal _ loan _ per.aspx? Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment. The loan term is 65,438+0 years, and the repayment method of interest and principal is generally adopted. Please choose the method of "repaying the principal when due" to try out the monthly payment. Loans over 65,438+0 years usually adopt the methods of average capital and equal principal and interest repayment.
Please open /CmbWebPubInfo/CDRate.aspx? Chnl=cdrate, you can check the current benchmark interest rate of the loan here, because everyone's actual situation is different, and the specific interest rate of the loan needs to be reviewed by the handling bank before it can be determined.
If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp; Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!
Three, the bank loan interest for four years
The interest on a bank loan for four years is 4.75%. According to the inquiry, the relevant interest shows that if the bank loan is 6,543,800 yuan, the interest for one year is 4,750 yuan and the interest for four years is 6,543,800 yuan+0.9 million yuan at the interest rate of 4.75%.
4. 70,000 yuan loan interest 4% 4 years interest? Is the interest high?
Different institutions and different users apply for loans at different interest rates. Some users have consulted that the loan interest of 70,000 yuan is 4% for 4 years. So briefly talk about related issues, I hope it will be helpful after reading it.
1.7 million yuan loan, what is the interest for 4 years?
4% 4 refers to the monthly interest rate of the loan. If converted into a numerical value, it is the annualized interest rate of monthly interest, that is, the one-time repayment interest of a loan of 70,000 yuan is 70,000 yuan.
If calculated according to the repayment method of equal principal and interest, the interest for one year is RMB, and if calculated according to the repayment method of average capital, the interest for one year is RMB 2002.
Second, is the interest high?
This interest rate is relatively low. Generally speaking, users apply for bank loans, such as mortgage loans and consumer loans, but they apply for private loans, so the interest rate is basically higher than this.
According to the new regulations of the Supreme Law, the interest rate ceiling of private lending is four times that of the current one-year LPR. This interest rate is generally good, and the application platform is also a banking financial institution.
The above is the answer about "70,000 yuan loan interest of 4%". Generally speaking, this interest rate is not high. You can convert it into a specific value and then calculate the monthly interest rate and annual interest rate to represent it.