The repayment method of Shuxin e loan cannot be chosen because interest comes first and principal and interest are equal. Shuxin E is an Internet financial platform of Sichuan Rural Credit Cooperatives, which deeply integrates the Internet with traditional e-banking, and builds five business segments: payment and transfer, financing loan, investment and wealth management, life service and social entertainment. It is divided into personal online banking and mobile phone client of Sichuan Rural Credit Cooperatives.