Anyihua is a product of instant financial loan platform. It is a revolving online consumer credit product. It comprehensively evaluates the loan amount according to the customer's qualification, and eligible borrowers can apply online, which is more convenient.

After applying for EasyFlower, the lender needs to keep the loan and repayment records. Once overdue, it will have a very serious impact on personal credit information. At the same time, the platform also charges penalty interest for overdue time, and with the accumulation of penalty interest, the repayment pressure will increase.

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Anyihua is a revolving credit line financial service application software launched by immediately consumer finance co., ltd.

On June 3rd, 2020, China Internet Finance Association released the real-name registration list of mobile financial client applications (the first batch), and the core product of consumer finance "Yihua" was successfully selected. At this point, Instant Finance became the first licensed consumer financial institution to complete the filing of mobile financial clients.

Anyihua is a revolving line financial service application software launched by Immediate Consumer Finance Co., Ltd. The software is 39.5 MB, and version 2.2.0 has been developed. Anyihua provides a maximum revolving line of 50,000 according to the credit qualification of users. Within the credit line, users can choose to use cash borrowing and repayment, cash installment, interest-free consumption, bill installment and other services.

Conditions for An Yihua to apply for loan business:

1, must be a natural person aged 18-65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Meet other conditions stipulated by the bank.

Precautions:

1. When applying for a loan, the borrower makes a correct judgment on his economic strength and repayment ability according to the loan interest rate. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life.

2. Choose the appropriate repayment method. There are two repayment methods: equal repayment and equal principal repayment. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period.

3. Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again.

4. Take good care of your contracts and IOUs, read the terms of the contracts carefully, and know your rights and obligations.