1. First, the developer needs to go through the initial registration of property rights with the Housing Authority.

2. Next, the borrower submits an application to the housing management department.

3. Then the housing management department will survey and map the property.

4. The borrower then pays the taxes and fees related to the property and receives the property certificate according to the time notified by the Housing Authority.

5. Finally, you can handle the loan and property certificate mortgage registration.