If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement;
When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;
If the lender has no executable property under his name, refuses to perform the effective judgment of the court, and the negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
Basically, it won't affect, and you can repay on time in the future.
Article 108 of the General Principles of the Civil Law stipulates: "The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. " Therefore, it is certain that the debtor must repay the debt. But at present, there are two situations in society where debts cannot be repaid. One is unable to repay, the other is unable to repay. The General Principles of the Civil Law only stipulates the above principles. In practice, there are two different situations in which the debtor is unable to repay: one is temporarily unable to repay. If this is the case, it can be repaid by the debtor in installments in accordance with the relevant provisions of the above general principles of civil law. The other is permanent inability to repay. If it is permanently impossible to pay off, it can only be paid off with the debtor's personal existing property, which will be tried by the court, made a judgment and then put into execution. That is to say, the creditor will take as much as the debtor has personal property available for execution. Lending between individuals should be cautious. When you lend money to a person, you must know the credit status of the other party, that is, the exchange of goods needed between relatives and friends. If the amount is large, the borrower should provide a guarantee or use a certain property as collateral as far as possible in addition to establishing an iou, which can reduce the risk.