The loan is 293 1.57 yuan per month for ten years. The repayment period is different, and the amount to be repaid every month is definitely different. If the provident fund loan is selected, the loan period is 30 years, and the monthly repayment is required to be 1305.62 yuan. Apply for a loan for 20 years, and you need to repay it every month 170 1.59 yuan, and you need to apply for a loan 10 years. At present, the benchmark interest rate of commercial loans of rural commercial banks for more than five years is 6. 15%, and the loan is 300,000 yuan for 20 years, with equal principal and interest. The monthly repayment amount is 2 175.33 yuan, and the total repayment amount is 522,079.2 yuan, of which the total interest is 222,079.2 yuan.

Second, how much is the loan of 300,000 yuan a month from Rural Commercial Bank?

This definitely depends on the situation, mainly because when applying for a loan now, you can borrow through commercial loans or provident fund loans.

The repayment period is different. If you choose provident fund loan, the loan period is 30 years, and you need to repay 1, 305.62 yuan every month. If you apply for a loan for 20 years, you need to pay back 1.59 yuan every month. If you apply for a loan 10 years, you need to pay 293 yuan back every month.

3. Hello, everyone. I borrowed 300,000 yuan from a rural commercial bank and mortgaged it for three months. If I pay in one lump sum. ...

Generally, it is a penalty interest, which is about 5% of the remaining principal.

4. What is the annual interest of 300,000 yuan in rural commercial banks?

300,000 yuan is a big deposit in some banks. Take the three-year time deposit as an example, the annual interest rate of ABC is 3.25%, and the annual interest income of time deposit is about 9885 yuan. It should be noted that the bank interest rate is not fixed. According to policy changes, the interest rate of time deposits is adjusted irregularly, and different interest rates have different returns.