Supervision by CBRC: Strengthening Risk Management of Off-balance-sheet Business of Banks 65438+February 4th news, in order to further strengthen the risk management of off-balance-sheet business of commercial banks, CBRC comprehensively revised the Guidelines for Risk Management of Off-balance-sheet Business of Commercial Banks and formed the Measures for Risk Management of Off-balance-sheet Business of Commercial Banks (hereinafter referred to as the Measures). The Measures require commercial banks to incorporate off-balance-sheet business into a comprehensive risk management system, accurately identify risks of various off-balance-sheet businesses, and implement differentiated management according to business types and risk characteristics. IPOs in Wei Long and Hongkong were oversubscribed by 65,438+0.9 times. According to Hong Kong.com, based on the data of 65,438+02 brokers, Wei Long, a leisure snack brand, received a margin loan of about HK$ 320 million (US$ 465,438+200,000) from retail investors. The scale of margin financing and securities lending is equivalent to 0.9 times of 65438+ public offering oversubscription. Tencent TIM cloud file function has stopped serving 65438+February 6 news, after Tencent Holdings TIMApp released TIM "cloud file" stop service announcement. Tencent said that due to business adjustment, TIM's "cloud file" function stopped serving on February 5, 2022. The functions of mobile phone files, Tencent documents and micro cloud disk are not affected by this business adjustment and can continue to be used. ByteDance Knowledge Zone App will stop running for just over half a year. Reported on February 6, 65438. ByteDance's reading tool App "Zhihu Zone" announced that it would stop operating, and its operation and service would be officially stopped from June 65438+February 65438+February 2022. It is reported that Zhihu App is an information reading platform tested by ByteDance in April this year. Users can subscribe to the required information through keyword rules and information feed dimensions. On July 26th this year, Zhihu Zone App was removed from the shelves of major app stores. The official did not give the reason for the removal. Now it may be a business adjustment. Apollo Travel plans to acquire smart electric vehicle company 65438+February 6 news, Apollo Travel announced on the Hong Kong Stock Exchange that it plans to acquire a company engaged in smart electric vehicles. The business of the target company covers a series of smart electric vehicles equipped with advanced technology, and the target customers are young and tech-savvy users (especially families) in China. The potential acquisition is still under negotiation and no final agreement has been reached on the potential acquisition. According to The Wall Street Journal, SamBankman-Fried, the former CEO of FTX, a cryptocurrency trading platform that declared bankruptcy, said that when it was difficult to raise cash at the beginning of last month, FTX seized billions of dollars worth of collateral from AlamedaResearch, a trading department, and tried to use these collateral to convince investors that its financial situation was healthy. The American media pointed out that the value of many collateral does not match the book value. It is reported that Tik Tok plans to provide home delivery service for online supermarkets on February 6, 65438. It is reported that the news that Tik Tok will enter the online supermarket has been circulating for a long time. Although it has not been officially made public, it is understood that Tik Tok Supermarket has started to attract investment, and its business has entered the early pilot stage. At present, some consumers in Guangzhou-Shenzhen Huiwan can find the entrance to the "supermarket" in Tik Tok Mall and shop in Tik Tok Supermarket. According to the available information, Tik Tok supermarket has two entrances, namely "supermarket" and "hour arrival". (Electric Business Daily) Many banks' housing loans can postpone the repayment of principal and interest. Recently, a number of banks in Guangzhou launched the policy of deferred repayment of mortgage loans, which attracted attention. The reporter learned that in addition to Guangzhou, Beijing, Shanghai, Chongqing, Zhengzhou and other places have related loan deferred repayment policies. In terms of specific policies, banks generally take measures such as delaying repayment time and extending repayment period. (Securities Daily) Viewpoint Economic Daily: Specialized integration enhances the competitiveness of central enterprises 65438+On February 6, the Economic Daily article pointed out that specialized integration is an important means to optimize the layout of state-owned economy and an effective way to enhance the core competitiveness of enterprises. It is necessary to focus on key areas, increase the layout of state-owned capital investment, deepen professional integration and cultivate more first-class enterprises. Specialized integration means that enterprises break enterprise boundaries and concentrate resources on dominant enterprises and main business enterprises through asset reorganization, equity cooperation, asset replacement, free transfer and strategic alliance. Specialized integration is an important means to accelerate the layout optimization and structural adjustment of state-owned economy, and also an effective way to enhance the core competitiveness of enterprises. In the coming period, the main task of professional integration of central enterprises is to focus on the goal of "highlighting industries, focusing on main businesses and providing good services". Advance is advance, retreat is retreat, and harmony is harmony. It is necessary to focus on key areas to increase the layout of state-owned capital investment, deepen the integration of the same business or homogeneous business among enterprises, and accelerate the cultivation of first-class enterprises with strong competitiveness and excellent resource allocation in key areas such as medical health, equipment manufacturing, artificial intelligence, new energy, cloud computing, steel and logistics, and create a new situation of building a new development pattern and promoting high-quality development. JPMJPM, editor-in-chief of Jinping Media