You can't.

After users purchase members, the online loan opening of the card-purchasing membership system cannot guarantee 100% approval or second payment, but member users can indeed enjoy more loan services.

Card Loan House is a platform that provides comprehensive financial information such as high-end credit card technology, credit card cash withdrawal, credit card loan, loan opening and online loan opening. In short, the credit card home-the credit card financial information service platform. There is no 100% guarantee that anyone who reads the resources of the card loan house will be useful, and the card loan house has not promised anyone that the membership will not be refunded.

Is it necessary to open a member to withdraw the loan?

Is it true that the loan is from a member?

In order to provide better services to borrowers, many loan platforms have membership mechanisms, but the membership rights of these platforms do not involve the next payment, so it can be determined that the next payment of loan opening members is fake.

After all, there is no direct relationship between the formal platform and the members, but the platform reviews and evaluates the borrowers from multiple dimensions, and the borrowers will not lend until their comprehensive scores reach the standard. Of course, the borrower can also borrow money after opening a member, but if the comprehensive score is not up to standard, even if the member is opened, the loan will be refused.

Therefore, borrowers should never trust the platform for opening member loans. After all, nine times out of ten, this kind of platform is a trap set by the fraud platform to defraud the borrower's personal information and funds by taking advantage of the borrower's psychological need for loans, causing various losses to the borrower. If it is serious, the consequences will be unimaginable.

No matter how badly the borrower needs money, he still has to choose a formal platform. The nature of the platform can be judged from the following points.

1. Lending qualification: A formal lending platform must be licensed to operate, either with a financial license or a small loan license. These licenses were issued by China Banking and Insurance Regulatory Commission and can be found on the official website of China Banking and Insurance Regulatory Commission.

2. Expense details: The interest rate of the formal loan platform is transparent, and no other fees will be charged in the name of service fee, loan handling fee and fund unfreezing fee. The borrower's normal loan interest, overdue penalty interest and liquidated damages are excluded.

3. Loan interest rate: The interest rates of formal lending platforms are all within the legal interest rate range. For example, the interest rate of private lending in the same period will not exceed 4 times LPR, and the reasonable interest rates of non-private lending such as consumer finance and banks are mostly within 24%.

Is it true that members who open online loans can make the next payment?

Members who open online loans may not make the next payment. The platform that provides member services only allows customers who have already opened members to apply for loans, which can improve the chances of approval and does not guarantee successful loans.

It should be noted that if the platform stipulates that the loan fails after opening the membership, the customer can withdraw the membership and the platform will refund the membership fee, then the membership service is reasonable. However, if the member loan fails, the membership fee will not be refunded. Customers should be careful, and they are likely to encounter an informal platform. The other party will cheat the customer's money through various marketing means, resulting in the customer not only not being able to borrow money, but also losing personal money.

Therefore, if a customer wants to open a member in order to improve the loan success rate, he must first ask the platform customer service whether he can return the member after the loan fails. If not, customers are advised not to open members, and it is best to borrow money from other platforms.

In fact, sometimes the loan fails only because the customer's personal credit is not good or other reasons. As long as customers maintain good credit and provide sufficient information to prove that they have the ability to repay on time, they can generally successfully conduct online loans.

What are the risks of investing in online loans?

1, qualification risk

Online lending is different from financial institutions. Financial institutions are managed by "net capital". Banks and trust companies must have their own registered capital, ranging from several hundred million to more than one billion or even billions. Moreover, registered capital is not used for doing business, but a guarantee and a "threshold". However, due to the low threshold of online lending companies, the government has not yet issued guidance, and platform software can be bought from thousands to tens of thousands. Many people who owe a lot in private lending have bought platform virtual borrowers and virtual mortgages to attract investors to invest at high interest rates. High interest rates are generally at least 30% per year, and individual platforms reach 50% to 70%.

2. Managing risks

Peer-to-peer lending seems simple, but it is actually a more complicated model than financial institutions such as banks. P2P online lending is a new industry and an innovative model of the financial industry. Its development process is only a few years, and the market has not yet reached a mature stage. Many investors and borrowers do not treat this kind of financial product correctly, but only pursue high returns, while those who need funds rush to tx.

Let's go As an online loan company itself, because the original intention of its establishment is only to make profits, its organizational structure lacks professional credit risk management personnel, and it is difficult to grasp and deal with the problems in the operation of the platform, resulting in a large number of bad debts, and finally it can only close down.

3. Capital risk

Paying attention to a P2P online lending platform is also crucial for investors' capital flow. Many online lending platforms not only do not use third-party fund management platforms, but also can use investors' funds. In particular, some online lending platform bosses borrow tens of millions from the platform for their own operations, so as to realize self-borrowing and self-use. The risks are not controlled by anyone and are not borne by anyone. The huge financial risk hidden behind it can only fall on investors, which is why many platforms can run away. The safest way is to put investors' funds on the third-party payment platform for supervision. As a platform, the use of investors' funds should be strictly controlled. Only in this way can we increase the protection of investors' funds.

4. Technical risks

The progress of information technology often leads to new and more forms of security threats. With the vigorous development of the online loan industry, most platforms purchase templates, which cannot be fully mature and perfect during technical transformation, and there are security risks. Platform owners do not attach importance to technology, preferring to spend hundreds of thousands on marketing rather than technology, which greatly affects the stability of computer system operation. The existence of technical loopholes leads to the constant risk of malicious attacks. Such as computer hackers, attacking platforms, modifying investors' account funds, virtual recharge, real cash withdrawal and so on. In particular, because online lending is a new business, relevant laws and regulations are very scarce, and hackers frequently attack and threaten the platform, which seriously affects the stable operation of the platform.

Do members who believe in wealth have to pay? Everyone should pay attention to these!

After entering 20 18, many loan platforms have played the mode of buying members, including the star platform. Some friends are worried that buying a member may not necessarily pay. So, do members who have faith and money have to pay? Today, I will introduce the relevant content here.

Generally speaking, the member loan pass rate of Trust Wealth may be higher, but it is not necessarily 100%. If you want to borrow money from letters to get rich, you must meet the basic conditions.

Application conditions of Xinhe Wealth:

1, personal credit is good, and the credit record is not seriously stained, otherwise it is difficult to become a member;

2. 18 years old or above, able to provide my ID card, bank card and mobile phone number;

3, must be a citizen of Chinese mainland, Hong Kong, Macao and Taiwan compatriots and foreign friends are temporarily not allowed;

4. Willing to provide new information such as contacts and work units, and ensure that the information is true and correct.

Even if everyone can meet the above four conditions, they may not be able to borrow money successfully. After all, Xiner has its own unique risk control system and will not lend easily. In addition, when Xinhe is rich, he needs the borrower to grab the quota. If he can't grab the quota, he can't get the loan.

To sum up, I believe that members of wealth may not be able to pay 100%. Everyone should treat members rationally and choose to buy carefully.

Trust wealth, the quota has been released during this time, and there is a chance to grab the quota!

When does New Er Fu issue quotas every day? Everyone must grab this quota!