With the continuous development of the real estate market, families with good financial ability will basically buy a second house. Some are used to meet daily needs, while others are used for investment. So, what is the new down payment policy for second homes in Hefei in 2020? What should you pay attention to when buying a second home? The editor below will take you to understand.

What is the new down payment policy for second homes in Hefei in 2020?

For resident families who already have a home in the city and have no record of home purchase loans, when using commercial loans to purchase a second home, , the minimum down payment ratio is 40. For households that already own a house in the city and the loan has not been paid off, the minimum down payment ratio for buying a second house must not be less than 50.

What should you pay attention to when buying a second house?

1. Pay attention to bank loan regulations

When buying a second house, if it is purchased with a loan, then the best Fortunately, before applying for a loan, first have a detailed understanding of the bank's relevant loan regulations, such as second home loan interest rates. These will have a great impact on your future repayments, and also have a certain impact on the quality of life of the loan.

2. Understand the real estate regulations

If you choose to buy a new house for the second house, you can get to know the real estate you like. For example, what kind of bank loans does the property support? Because the loan banks supported by each developer will be different, and some banks are very slow in lending, so it is very necessary to understand in advance.

3. Be careful when signing a house purchase contract

For those who buy a second house, although they have accumulated some experience in buying a house, it does not mean that they can relax their vigilance when buying a second house. , especially when signing a contract, any details must be handled carefully.

Article summary: The above is all about the new down payment policy for second homes in Hefei in 020 and what you need to pay attention to when buying a second home. I hope it will be helpful to everyone. If you want to know more related content, please continue to pay attention to Qijia.com.