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What should I do if I repay the sunshine insurance loan in advance and don't give the settlement certificate?
Go to official website.

In official website, printing the repayment slip as the repayment voucher is not afraid that they will come to collect debts.

If you really can't do it, go to them and complain, and then take screenshots of your repayment records and debt repayment records. They can't rely on it.