(1) You don't necessarily need a driver's license, but now the general bank will ask you to show your driver's license, because the bank generally only allows me to borrow money to buy a car, so as to reduce the risks borne by the bank.

(2) Buying a car with a loan is based on your car as a direct mortgage and the real estate as an auxiliary proof of your ability to pay, which is a necessary process for bank loans to reflect risk control. Under normal circumstances, I am only allowed to borrow money to buy a car, but I can't help others buy a car, so the bank can't control the risk of the car!

Conditions for loan to buy a car

1. Friends who need a loan to buy a car need 18-year-old China citizens with full capacity for civil conduct, a stable income occupation and variable assets. During the loan application period, the car buyer shall deposit a down payment of not less than the amount specified by the bank in the bank savings account, and provide the bank with the car buyer's personal account certificate, relevant responsibility certificate and other materials that can be guaranteed.

2. Car buyers need to agree to other requirements stipulated by the bank. When an enterprise as a legal person applies for a loan, it needs the ability to repay the loan. During the loan period, the loan shall not be less than the down payment of the car loan and deposited in the accounting department of the bank to provide the approved guarantee to the bank.