The most effective solution is to find out the truth first. If your husband owes a huge loan because of business failure, you can choose to repay it with him. If you can't accept it, you can also choose to divorce. After all, this is a pre-marital debt, which has nothing to do with you. If your husband owes a huge loan because of gambling and other hobbies, then you must resolutely divorce and draw a line with such people, because he may owe more loans after marriage, which will hurt you then.

Many people don't know each other before they get married, so they get married in a muddle. After getting married, I found out that the other party actually owed a lot of debts. This is naturally unacceptable to most people. Maybe many women just heard the news like a bolt from the blue, and they will face huge debts when they get married, which is unacceptable to anyone. What's more, the other party deceived themselves and deliberately concealed the news. Once this marriage is mixed with deception, it is easy to have cracks.

So at this time, you have two choices. If you still love him enough, then make it clear first. It is understandable to find out why the other party owes so many loans. Some people may fail to start a business, some people may have family changes, and some people may have to borrow money to save their lives. If you can accept paying the loan with him, then you two work together and believe that the money will be paid back sooner or later.

If you really can't accept each other's deception and the huge debt he owes, it's better to choose divorce directly. If the other party owes gambling debts or even gambling debts, you must resolutely divorce the other party and don't wait for a moment. Don't expect the other person to change because of you. It is out of the question. If you choose to wait, you are betting on yourself. A person's life is so precious that you can't afford to gamble. Resolutely divorce each other, these huge loans have nothing to do with you.