There are essential differences between provident fund loans and commercial loans: commercial loans are for profit, and interest rates often change.

The interest rate of provident fund loans is much lower than that of commercial loans, and it will not be the same as that of commercial loans.

As long as your provident fund loan has been approved, all you need to do is repay it on time every month and maintain a good credit record.

After all, there are not many cheap ways to borrow money like provident fund, so we should cherish it.