Yes, but it is not recommended. Youyi Finance is the official account loan platform of WeChat WeChat, and its affiliated company is Shenzhen Pratt & Whitney Express Financial Services Co., Ltd.; The company is registered in Shenzhen Qianhai Free Trade Zone. Headquartered in Chengdu New Century Global Center, Sichuan Province, the company has more than 8,000 employees, covering nearly 20 provinces and more than 200 cities in China, and is committed to providing credit evaluation services for many institutions and individuals. There is a lot of negative information about Youyi Finance. Some companies have closed down, but they should still be open at present.

First, how to solve the loan scam?

What should I do if I encounter a routine loan? First of all, the most important thing is to call the police, call the police, call the police, and say important things three times. In fact, routine loans have constituted a criminal offence. They expect that by signing a contract with the borrower (the victim), they will form a seemingly legal borrowing fact and defraud the borrower's money, which constitutes a crime of fraud. Some gangs also attempt to seize the victim's property through litigation. Therefore, routine loan is a crime, so you should report it in time. Timely voice online to find people who are also deceived. Since the crime was committed by a gang, it is likely that others will encounter this situation. At this time, a group will be formed and a report will be made, because in some cases, the police may think that the evidence is insufficient and will not accept it, and the more victims there are, the greater the possibility of accepting it. At the same time, the network voice may also attract the attention of netizens, and finally let the police intervene in the investigation.

Second, the legal knowledge about loans

Manage and control the payment of loan funds according to the contract. Personal loan funds are generally paid to the borrower's transaction object in the form of entrusted payment by the lender, except in some cases: the borrower cannot determine the specific transaction object in advance and the amount does not exceed 300,000 yuan; The counterparty of the borrower does not have the conditions to effectively use the non-cash settlement method; The loan funds are used for production and operation and the amount does not exceed 500,000 yuan.

At the same time, it should be noted that if the borrower pays by itself, the lender should agree with the borrower in advance in the loan contract, requiring the borrower to report or inform the lender of the payment of loan funds on a regular basis.

Post-loan management

After the loan is issued, the lender shall track and monitor the use of loan funds, the borrower's credit standing and guarantee.

At the same time, with the consent of the lender, it can be extended according to the situation: for personal loans within one year, the extension period shall not exceed the original loan period.