Not the same. The student's place of origin loan is a student loan for economically disadvantaged college students that is handled in the place where the parents' registered permanent residence is located. The parents and the student themselves are jointly responsible for the repayment. The green channel mainly means that universities cannot let students drop out of school because they cannot afford to pay tuition. In order to help new students enroll smoothly, various colleges and universities have opened "green channels" to allow poor students who apply for student loans from the source to register without paying tuition.
Student loan with student origin credit refers to the student loan issued by the China Development Bank to freshmen and students who meet the conditions of family financial difficulties and are registered in the county where they are enrolled. The loan is a credit loan, and the student and his or her parents (or other legal guardians) are the same borrowers, and both are responsible for the repayment. Student loans in student origin refer to student loans issued by the China Development Bank to qualified freshmen and college students with financial difficulties. Its purpose is to help financially disadvantaged students pay tuition, accommodation and other expenses while studying in school.
Students with financial difficulties among the loan targets refer to college students who are able to raise funds by themselves and their families during their studies at school, but who have difficulty paying for basic study and living expenses. Student loans in your home country are credit loans and do not require mortgage or guarantee when applying. Students and parents (or other legal guardians) are the same borrowers and are jointly responsible for repayment. Loan students do not need to apply for loan guarantees or mortgages. They only need to promise to repay the loan on time and in installments after graduation, and bear relevant legal responsibilities.
There are four main forms of loans: national student loans; origin credit student loans; interest-free loans issued by colleges and universities to students using state financial funds; and ordinary commercial student loans. Among them, national student loans are the largest in intensity and scale and are the main content of student loans. If a borrowed student fails to repay according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his or her breach of contract will be recorded in the credit reporting system of the financial institution (if the student is overdue for three consecutive months, it will be recorded in the bank's personal credit reporting system). System's bad records), housing loans will not be approved. Student loans are subject to the benchmark interest rate of the same grade announced by the People's Bank of China at the same time and are not allowed to rise. The interest while students are in school will be fully subsidized by the finance department, and the interest after graduation will be borne jointly by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation will be based on the interest rate for the same period of the year.
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