1. Are there any loans with relatively low interest rates (small amounts)?
It is recommended that banks carry out flash loan services to see if they are eligible to apply.
If you hold a China Merchants Bank savings card, you can log in to mobile banking and go to "My → All → My Loans.
The interest rate is based on your comprehensive interest rate (no handling fee), generally
2. What loans have the lowest interest rates?
There are three main types of loans with the lowest interest rates:
1. Mortgage loans. If people can provide collateral with a certain value, the risk of loan overdue and capital loss can be greatly reduced, so the interest rate will also be reduced.
2. Provident fund loans are essentially provident fund loans. A kind of welfare loan, the interest rate is usually much lower than the ordinary bank loan interest rate. Of course, the threshold for applying for a provident fund loan is relatively high, and various conditions need to be met.
3. Bank credit loan
The interest rate of bank credit loans may fluctuate above the benchmark interest rate stipulated by the state. There are many factors that affect it, and the regulations of each bank are also different, including the purpose of the loan, the nature of the loan, and the nature of the loan. It depends on the term, loan policy, different lending banks, etc. But relatively speaking, the interest rate is generally not very high. The interest rate of bank credit loans may fluctuate above the national benchmark interest rate, which may affect the situation. There are many factors, and the regulations of each bank are also different, related to the purpose of the loan, the nature of the loan, the loan policy, the different loan banks, etc. But relatively speaking, the interest rates are generally not very high.
3. Are there any small loans with low interest rates that you can recommend?
The interest rate of mobile phone loans is relatively low. I have borrowed it several times, and now the limit is 2,000. This platform is legitimate. The threshold is low, easy to purchase, and suitable for emergency use.