"Policy loans for agriculture, rural areas and farmers: 1: provide guaranteed loans of more than 50,000 yuan for self-employed and self-employed returning migrant workers."
There are three common ways: one is credit mortgage guarantee, the other is joint guarantee, that is, you find several guarantors as credit guarantee, and the third is to apply for government funds such as rural venture funds (there must be someone inside). This policy is not mandatory. Of course, it depends on the attitude of the bank. Any bank can handle it, but now that the central government has tightened its funds, banks have no more money to lend, so they can only give priority to big customers with high interest rates. Small loan banks don't like it. If they don't like the approval process, you may get stuck! But I suggest you go to the government and ask yourself. After all, every place is different!