Being turned down for a full mortgage loan can be a frustrating experience. However, this rejection does not mean despair and is often due to a variety of factors. It could be your proof of income, credit rating, property appraisal or not meeting the conditions set by the bank. When faced with this situation, the first step is to stay calm, and then proactively communicate with the bank to ask for specific reasons for the rejection and ask for suggestions to improve the likelihood of application approval.

When looking for other options, don’t limit yourself to your initial bank. Consider other lenders or financial institutions, whose requirements and policies may be different. It's also wise to seek professional help, such as a mortgage broker or legal expert, who can provide a personalized loan strategy and help you find a solution that's better for you.

Rejection does not mean termination, but an opportunity to reflect and adjust. Assess your financial situation and consider whether there are other sources of funds, such as friends and family or investments. Property refinancing, short-term loans, or other alternatives are also avenues worth exploring. Remember, in the face of setbacks, keep searching and trying, and you will always find a loan path that suits you. Don't give up easily, success is not far away.