Mortgaged houses can be mortgaged or refinanced. I've done it before. Originally, I wanted to add a mortgage, but the account manager said that the amount was not so high and the service life was not long. Later, I was matched with a suitable bank plan and my house was redeemed. The whole journey took less than a month, which made me feel at ease! I can recommend you.

2. Can a mortgage house in Shenzhen be mortgaged with a bank loan?

Housing mortgage loan has the following requirements for the house: 1, the house area should be above 50 square meters, 3, the house should have strong liquidity, that is, the location of the house. You can compare 70% of the loan properties. Interest rates will be higher than reported by the media.

The bank now has a business called refinancing, that is, your house has increased by one because you paid the down payment. You can find another bank to refinance. For example, I used to buy a house of 400,000 yuan, with a down payment of 1.2 million yuan and a loan of 280,000 yuan. Now that the Housing Appraisal 6 Bank is handling business, the bank will help you repay 280,000 yuan first and transfer the remaining loan to this bank, because you can find ways to cash out.

Because the lending business can't be cashed out, it is generally looking for projects, such as buying a house or decorating, so you can entrust a guarantee company to help you handle it, and the guarantee company will help you decide the plan. Generally, you need a corporate account, and the bank will transfer the money into the corporate account, and then you can withdraw it from the corporate account.

3. How long can the house in Shenzhen be mortgaged?

1. Cancel the requirement that the interval between two loans is 1 year, and uniformly adjust the residential mortgage interest rate to 70%.

2. Cancel the time limit for obtaining real estate, and now you can directly mortgage the loan after obtaining the real estate.

4. Can the mortgage house in Shenzhen be mortgaged with bank loans?

Housing mortgage loan has the following requirements for the house: 1, and the service life of the house is within 20 years; 2. The house area should be more than 50 square meters. 3. The house should have strong mobility, that is, the location of the house. You can compare, if you pass the bank audit, you can borrow 70% of the property. The interest rate will be higher than the mortgage.

The bank now has a business called remortgage, that is, your house has a value-added part because you paid the down payment, and there is also a loan part. When the house price rises, find another bank (China Merchants Bank or Industrial Bank is doing this business) to handle remortgage. For example, I used to buy a house of 400,000 yuan, with a down payment of10.2 million yuan and a loan of 280,000 yuan. Now that the house is valued at 600,000 yuan, you can do business in the bank. The bank will help you pay off 280 thousand first and transfer the rest of the loan to this bank. Because of the appreciation, you can find ways to cash out the excess.

Because the lending business can't be cashed out, it is generally looking for projects, such as buying a house or decorating, so you can entrust a guarantee company to help you handle it, and the guarantee company will help you decide the plan. Generally, you need a corporate account, and the bank will transfer the money into the corporate account, and then you can withdraw it from the corporate account.