1, loan term 1 to 5 years, including 5 years, and the interest rate of the first home loan is generally between 4.75%-6.7 15%;

2. The interest rate of the first home loan with a loan term of more than 5 years is generally between 4.9% and 6.37%. Mortgage interest rate refers to the interest charges charged by banks or financial institutions when they provide home purchase loans to borrowers. The interest rate will affect the amount that the borrower needs to pay during the loan repayment period.