Personal account opening of HSBC requires applicants to provide the following information before opening an account:
1. Hong Kong and Macao passes and passports are required; 2. Proof of address/residence within 3 months; 3. Can provide relevant materials such as domestic ID card, bank flow in the past three months, personal financial status, etc.; 4. At least RMB 1, should be deposited in the account when opening an account; 5. The account balance should be greater than that of 1 yuan within 3 months after opening the account. If the account balance is lower than that of 1 yuan, 1 yuan service fee will be charged every month.
The running water of a bank is a good proof of its own economic strength. After all, a bank is a financial institution, which takes making money as its first priority, and it will treat people with contempt. Proof of address can be water, electricity and gas list, bank credit card bill, etc., which is all kinds of documents with your address written on them. There are also various functions of Hong Kong bank accounts, which can be used for Hong Kong dollar savings accounts, Hong Kong dollar current accounts, foreign currency savings accounts, gold accounts, time accounts, stock accounts, fund accounts, etc. There is no problem in later financial management and stock trading.
there are two types of individual accounts in HSBC: one is called Excellence, and the deposit amount or total wealth management value needs to be 1,, HKD. If it is insufficient, the monthly management fee will be deducted by 38HKD. One is called logistics, and the deposit amount or total wealth management value needs to be 2, HKD. If it is insufficient, the monthly management fee will be deducted from 12HKD. Finally, last year, the Hong Kong Monetary Authority required all non-Hong Kong citizens (mainly mainland customers, you know) to inquire about the purpose of opening an account. 2. If you are honest, saying that you just want to send some foreign exchange or pay insurance to your children, and occasionally you will swipe your card to shop or something, then you will be 1% rejected by pass, and there is no need to talk later. 3. Therefore, if you encounter this kind of problem, try to be as tall as possible. You can talk about the recent increase in interest rates by the Federal Reserve, the depreciation of the RMB, and the desire to open an account in Hong Kong and enjoy the benefits brought by the appreciation of the US dollar. The possibility of success will greatly increase. 4. In 12 years, HSBC admitted that the anti-money laundering control was not effective, and paid a fine of $1.9 billion to settle the money laundering allegations of American regulators. In recent years, the central government's anti-money laundering efforts are also very strong. As the leading brother of Hong Kong banks, HSBC is under great pressure. Now it is possible that it will not be able to open an account even if it has the same name as senior government officials. The threshold is high enough to trip Yao Ming. It is normal to be rejected, and it is good to get used to it.