1. Apply to China Construction Bank to use its Long Card credit card (excluding student cards, business cards, supplementary cards and guaranteed card customers) to purchase family cars at our bank's designated dealers;

2. China Construction Bank will inquire and retain Party A’s identity, property, credit and other relevant information in accordance with the law from the People’s Bank of China’s basic financial credit information database, legally established credit reporting agencies, relevant units and individuals, and the information obtained will be used for Credit approval, post-loan management, credit limit approval, credit verification, objection handling and other related banking services.

The applicant authorizes the bank to submit the applicant's identity information, contact information, account information, credit information (including bad credit information), etc. to the People's Bank of China's basic financial credit information database and legally established credit reporting agencies. Related information.

After approval by China Construction Bank, the approved amount will be divided into several equal installments, and the cardholder will repay the loan monthly within the agreed period and pay a certain handling fee.

3. You can freely choose 12, 18, 24, 36, 48 or 60 installments (monthly). The handling rates are different for different cooperative dealers and different phases. The details are subject to the announcement by the cooperative dealer.

Extended information:

"China Construction Bank Installment Card Use Agreement and Dragon Card Credit Card Car Purchase Installment Business Terms"

6. Party A's installment handling rate It should be borne according to the filling standards in the contract with Party B. Other installment card fees should be borne according to the charging standards published by China Construction Bank. After the adjustment of Party B's fee standards takes effect, if Party A continues to use Party B's installment card and related services, it shall bear various fees according to the new standards.

7. Party A deposits funds into the installment card; if there is already a debt in the card, the deposited funds will be used as repayment to offset the debt immediately. The remaining funds after offsetting the arrears will become Party A's overpayment on the installment card. The excess payment can be withdrawn in cash, but cannot be used for consumption. Party B will not pay interest on Party A's installment card overpayment.

8. The goods or services purchased by Party A using the installment card are provided by the merchant, and the merchant assumes all responsibilities related to the goods or services. Party B only provides installment card payment services and has no agency, distribution, guarantee or other relationships with the merchants. Any transaction disputes between Party A and merchants or other institutions shall be resolved by both parties themselves, and Party A shall not refuse to repay the debt on the grounds of disputes.

China Construction Bank - Installment Car Purchase

China Construction Bank - Dragon Card Installment Card Application Agreement