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Analysis of second-hand housing transaction process
Firstly, the second-hand housing transaction flow chart is analyzed.

Analyze the second-hand housing transaction flow chart: 1. Entrust the house owner to apply for listing in Nanjing real estate market (Huaqiao Road Sub-market, Central Gate Sub-market and Daguang Road Sub-market) with the original house ownership certificate and personal identification certificate. The relevant procedures are as follows: 1. Fill in the form and fill out the listing application form. 2. Submit the listing application at the sub-market listing acceptance counter, and submit the completed listing application form, house ownership certificate and personal identification certificate. 3. Acceptance and safety verification After confirming the client, that is, the property owner, the inspector enters the information about the client and the house on the "Nanjing Online Real Estate Stock House Trading Platform" and carries out safety verification on the house. If there are many similar restrictions in the verification results, the receiver must carefully check them one by one to determine whether these restrictions are related to the current entrusted house. If not, choose to pass the verification, otherwise it will not pass, and delete the house just entered. It should be noted that if the customer's house is mortgaged, it must be stated in the basic situation of the house that the house has been mortgaged and can be listed. 4. After the house passes the safety verification, the accepting personnel will appoint a broker for the customer, and the customer, the broker and the trading market will sign a power of attorney. 5. After signing the power of attorney, information such as house profile, price and broker will be published in www.njhouse.com.cn. 6. After the information is changed and listed, the client can apply for changing the basic information, price and other information of the house, and can apply for changing the business by filling out the change application form in the original acceptance market with the power of attorney. 7. After the revocation of the client's application for listing, the license may be revoked in the original sub-market. 8. Broker change. If the customer is not satisfied with his broker, he can fill in the change application form in the original acceptance market with the power of attorney, apply for changing the broker, terminate the original entrustment agreement, and re-sign the power of attorney with the new broker and trading market. 9. After applying for listing, renewal customers can be listed in www.njhouse.com.cn for 3 months. If there is no transaction within 3 months, the customer can apply for renewal and continue to list in www.njhouse.com.cn for 3 months. Two. Signing a contract After the broker matches the buyers and sellers to reach an agreement on all matters of real estate transaction, the broker generates a real estate transaction contract on the online real estate stock trading platform and fills in relevant terms. After confirmation by both parties, the broker prints the contract and the three parties sign it. At the same time, www.njhouse.com.cn cancelled the listing information of the house. After the three parties sign, the broker prints the Application for Registration of House Ownership (Transaction) in Nanjing on the online real estate stock trading platform. Three. Contract Defects If Party A's house is still mortgaged before signing the contract, it must be stated in the terms of the contract that Party A must pay off the loan in advance and cancel the house mortgage to ensure the smooth transaction. Four. After the Capital Custody Real Estate Transaction Contract comes into effect, Party B will deposit the purchase price into the capital custody account of the designated bank. If Party B pays in full, it will deposit all the purchase price into the fund custody account. If Party B needs a loan, deposit the down payment into the fund custody account. V. Both parties applying for registration of real estate transfer shall apply for registration of property right transfer on the second floor of Huaqiao Road or sub-market with the Real Estate Sales Contract, Identity Certificate, Property Right Certificate and Nanjing Housing Ownership Registration Application (transactional type). The real estate delivery management department will issue the real estate license to Party B after paying taxes, and the fund supervision bank will transfer the house payment to Party A's account. Seven, loan business buyers need to apply for mortgage loans, after receiving the housing property certificate and land certificate, and signed a loan contract with the bank and provident fund management center.

2. What is the flow chart of second-hand housing sale? What are the precautions for the sale of second-hand houses?

Second-hand houses are more common in the real estate market. Many friends will consider buying a second-hand house because of their economic pressure. If they want to buy a second-hand house, everyone should pay attention to the specific transaction of the second-hand house and the transfer procedures of the house. What is the flow chart of second-hand housing sales? What are the precautions for buying a second-hand house? Let's learn about the sale of second-hand houses first.

What is the flow chart of second-hand housing sales?

It is suggested that property buyers should be clear about their own housing needs and choose a large real estate agency with good reputation to choose a house. After choosing a house, sign a tripartite agreement with the real estate agent and the owner and pay the deposit.

1. The buyer, the owner and the intermediary company meet, and under the supervision of the intermediary company, the owner and the buyer sign the real estate sales contract; At this time, the relationship between the two parties was formally established, the buyer paid the down payment to the owner and the agency fee to the intermediary company on the agreed date, and the intermediary company began to handle the loan procedures for the buyer. After the loan is agreed, the transfer formalities will begin.

2. According to the requirements of property right transfer registration, buyers and sellers need to prepare the information needed for transfer.

3. The full-time transfer agent of the intermediary company carries the buyer, the owner and related materials to the local taxation bureau to handle the formalities of paying the nuclear tax; If it can be listed and traded, the local taxation bureau will issue a list of deed tax and business tax, which will be paid by the buyer and the homeowner on the same day, and the local taxation bureau will issue a tax bill.

4. The buyer and the owner go to the real estate trading center for delivery registration and tax payment under the leadership of the transfer clerk.

5. The intermediary leads the new owner to hand over the property with the old owner, that is, the expenses such as water, electricity, gas, cable TV in the house are settled, and finally the furniture is inspected.

6. After 20 working days, the transfer salesman will inform and lead the new owner to the real estate transaction center to receive the new real estate license, and inform the original owner to prepare to receive the house payment. At this point, the transfer procedures for purchasing second-hand houses have been completed.

What are the precautions for the sale of second-hand houses?

When buying and selling second-hand houses, we should pay attention to whether some of them are built privately. For example, the situation of occupying roof platforms and corridors, or whether there is a small attic in the house; Whether the internal and external structure of the house has changed, such as changing the balcony into a bedroom or kitchen, and dividing a room into two rooms. And whether the balcony is closed by the owner himself, which involves the problem of how to calculate the area.

1. Confirm the exact area of the house. Including the building area, usable area and actual area of the room, the property certificate will generally indicate the building area, and the safest method is to measure the area of the room from one corner to another, which is called carpet area.

2. Observe the internal structure of the house. Whether the apartment type is reasonable and whether there are any shortcomings that are particularly unsuitable for living; Whether there are too many pipelines or unreasonable wiring; Whether there are signs of water seepage on the ceiling; Whether the wall has obvious problems such as bursting and peeling.

If we want to buy a second-hand house, we should pay attention to the overall quality of the house, and at the same time, we should also confirm the property rights and other related issues. The above is the flow chart of second-hand housing sale and the introduction of matters needing attention in second-hand housing sale. When buying and selling second-hand houses, we should pay attention to the overall structure of the house.

3. What is the most complete process of second-hand housing transactions in Tianjin?

Evaluation-signing agreement-face-to-face signing-examination and approval-import and export-bank-payment-loan.

Explain in detail:

1. Identification: It takes 2-3 working days. The appraisal company above Grade II evaluates the current market value of the real estate and issues a written appraisal report;

Required materials: copy of the owner's ID card, real estate license or house book.

2. Agreement: Go to the Housing Authority in the district where the house is located. Both the buyer and the seller should be present and put on record in the Housing Authority to prove that the transaction is going on. If the house can't be sold later, you need to go to the Housing Authority to cancel the agreement.

Required elements: ID cards of the buyer and seller (one copy), signatures of both parties, certificate of immovable property rights (one copy) and personal settlement account of the seller (one copy). If it is more than 5 years since the last transaction, and the house is within 5 years, you need to provide a commercial house contract or deed tax ticket. Housing reform should also provide housing reform agreement. Except Nankai District and Hexi District, all other districts need to provide assessment reports.

3. Face-to-face signing: The borrower signs the loan contract at the bank.

Required elements: buying a house, ID cards of both husband and wife, husband and wife's signature, household registration book, marriage certificate, transfer fees, down payment, sales agreement (copies are different according to the housing needs of each district, for example, 2 originals and 5 copies are needed for housing in Nankai), and evaluation report.

4. Approval: It usually takes 3-5 working days, and the bank will review the qualifications of the lender to see the qualifications of the lender, such as working years.

5. Occupancy: Occupancy = transfer, the owner changed his name, and the real name of the new house after occupation is the buyer's name.

Requirements for buying a house: ID card, signature, sales agreement, deed tax (cash) and bank loan contract.

Seller: ID card, badge and title certificate.

After the house purchase is completed, the Housing Authority will issue two bills of lading, and the bill of lading will be taken away by the purchaser. After 30 days, the house will be purchased by the Housing Authority to collect the new house. He took the evidence, but it was taken away by a guarantee company.

6. Other projects: Seven working days later, the Housing Authority issued a green copy of the certificate of other projects, which was obtained by the bank on the basis of other projects, bound the mortgage right of the house and proved that there was a loan for the house. Before the loan was paid off, the owner only had the right to use the house but had no right to buy or sell the house, so he could rent and live.

7. Bank: Process: After passing through the bank, the funds will be released from the bank to the payment.

8. Fu Zheng: The government's homonym is the national fund regulatory agency, which takes 3-5 working days.

9. Lending: After the funds are supervised, the bank will lend the funds to the seller's passbook.

4.20 18 What are the procedures for buying and selling second-hand houses? Who can share the flow chart of the sale of second-hand houses?

Second-hand housing sales process:

First of all, you should check the information on the spot when buying a house.

Second, sign a second-hand housing sales contract.

Three. Both parties go to the loan bank to handle the loan formalities together.

Four. Both parties shall jointly go through the transfer formalities at the Property Rights Exchange Center.

Verb (abbreviation of verb) pays relevant taxes and fees.

Six, the two sides jointly to the property rights trading center for property rights transfer procedures.

Seven, the bank loan balance to complete the transaction.

Second-hand housing transaction flow chart, I hope to help you:

Second-hand housing transaction process:

1, buyers and sellers meet to see the house.

2. Both parties negotiate. Understand the overall situation of housing and property rights.

3. Check the property ownership certificate, ID card and other relevant documents.

4. The buyer and seller sign the contract online. If the seller has a loan, he will repay it first. )

5. Trust the funds of the trading center and sign the transfer agreement.

6.2 One-time payment: All mortgage buyers will be deposited into the escrow account.

7, tax declaration, pay taxes

8. Handle the property right certificate

9. The buyer receives the title certificate; The seller received the house payment.

10, water, electricity, electricity, information, property management fee handover, household registration transfer.

1 1. The standard transaction process of second-hand houses is over.

The above contents are for reference only, I hope I can help you. Thank you for your support to the business office. I wish you a happy shopping!