Loans to buy a house can only be borrowed twice at present.

According to the relevant regulations of the state, individuals can only buy two properties by means of loans. The state clearly stipulates that it is forbidden to issue loans to the third suite, and the purchase of the third suite requires a one-time payment. When the bank approves the mortgage application, it will check the applicant's credit record, which will record the borrower's loan situation. If the borrower has applied for a housing loan twice, the bank will reject the borrower's loan application and can't apply for a housing loan anywhere.

Second, can a mortgage car be loaned two or three times?

Of course.

Problems needing attention in secondary mortgage of automobile

1. Not all cars can apply for a second mortgage, and the second mortgage car must have a loanable amount;

2. The loan interest rate in two mortgage is generally much higher than the interest rate of the first mortgage;

3. If the borrower has bad credit, it is basically impossible to apply for a second mortgage;

4. It is not easy for two mortgages to go directly to the bank. It is relatively easy to find a local loan company to handle it;

5. Only when the borrower's income is more than twice the total liabilities can he apply for a second mortgage.

Third, can a mortgaged car get a second loan?

Legal analysis: A mortgage car can get a second loan, but it must meet the following conditions:

1. There is room for remortgage for cars with secondary mortgage.

2. The procedures for handling the secondary mortgage of automobiles should be complete.

3. The borrower has a legal and stable income source and repayment ability.

4. Other conditions required by the lending institution.

Legal basis: Article 36 of the Law of People's Republic of China (PRC) Commercial Bank, when a commercial bank lends money, the borrower shall provide a guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral.

After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.

4. Can the mortgage car be loaned for two or three times?

You can't.

Application conditions

1. has a valid identity; Mortgage loan for buying a car

2. Can provide a fixed and detailed address certificate;

3. Have the ability to repay the principal and interest;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

He is qualified.

Application material

1. Original ID card, household registration book or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the cooperation agency.

When you need to meet some other conditions to apply for a car:

Having full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender.

6. Other conditions stipulated by the Cooperation Organization. Did you say that?