Conditions for applying for a loan

(a) people and citizens of China who are honest and trustworthy, law-abiding and have no bad credit record;

(2) Full-time freshmen or junior college students, graduate students and second bachelor who have been formally admitted by full-time ordinary undergraduate colleges, higher vocational colleges and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice. From the fall semester of 20 17, full-time graduate students from scientific research institutes, party schools, administrative colleges, accounting colleges and other training units will be included in the scope of student-origin student loans (poor households and students from low-income families in urban and rural areas who have set up a file card can continue to apply for supplementary student-origin student loans if their tuition and accommodation fees exceed 8,000 yuan). Eligible college preparatory students with financial difficulties can apply for student-origin loan according to the actual situation, and the specific loan policy is implemented with reference to the college students;

(3) The student's pre-school household registration, and the borrower's (student's parents or other legal guardians) household registration is Chengkou County. * * * If the borrower is not a parent, it must be between 25 and 60 years old;

(4) As determined by the competent department, the family is in financial difficulties, and the family income is not enough to pay the basic expenses required for students to complete their studies during school, which meets one of the following basic characteristics:

1. urban and rural low-income families and rural poor families who set up files and set up cards;

2. Orphans, disabled students and families with disabilities;

3. Poor families who have suffered heavy losses from natural disasters and are unable to pay for their students;

4. The main family members suffer from major diseases;

5. The creator of the main income of the family loses the ability to work for some reason;

6. Single-parent families with no stable income;

7. Poor families in old, young, marginal, poor and remote rural areas;

8. Poor families with one or both parents unemployed.

(5) No other student loans were obtained in that year.

Ii. Application Process of Student Loan 1 Loan students log in to the Online Service System of Student Credit Student Loan of China Development Bank () and submit the loan application, that is, the first-time loan students must register with their ID numbers, and the renewal students log in to the system with their ID numbers and truthfully submit the renewal statement and loan application information.

2. After the online application, the loan student and * * * together with the borrower will go to the county student financial assistance center to confirm the loan application and sign the contract (note: the borrower and * * * can only renew the loan).

3. Loan students report to colleges and universities with the acceptance certificate of student-origin student loan, and enter the receipt of loan contract before June 10. Otherwise, it is deemed that the student voluntarily cancels the loan application of the current year.

4. The Student Financial Assistance Management Center of the Education Commission confirms the receipt of the electronic contract in colleges and universities, and submits the loan application information to the Municipal Student Financial Assistance Management Center for review.

5. The Municipal Student Financial Assistance Management Center and CDB Qingyin Sub-branch shall review the borrower's student loan application, contract, certificate and credit record to confirm whether it is a loan.

In the middle of June, 5438+0 1, the loan was distributed to the lender to attend colleges and universities through Alipay.