However, certain conditions need to be met. Generally speaking, to buy a car with a loan, you need to be between 18 and 65 years old, have full capacity for civil conduct, and have a local permanent residence or valid residence certificate. In addition, you need to be able to repay the loan and have good personal credit, so you can pay the down payment for car purchase.

Under normal circumstances, only college students who meet the loan conditions can apply for approval, otherwise it is difficult to apply for approval, because lending institutions will rule out the risk of loans, and only very qualified college students can apply for approval.