20 points is 20% or 20%. 20 points means an increase of 20% on the basis of the original price 1 For example, if the loan is 10000 yuan and the interest is 20 points, then the required interest is equal to 10000 times (1+0.2), which is equal to 12000 yuan. "Several points" is usually used to indicate the ratio or range of one value relative to another. The meaning of this expression is different in different contexts. In financial calculation, especially in the stock market, "several points" can refer to the fluctuation range of stock price and the profit and loss of funds. For example, investors earned 10 points, that is, funds increased by 10%.