have

2. Am I responsible for other people's loan failure?

What is the responsibility for not doing it? If not, the customer should be qualified to try somewhere else, or you can contact me, which may be helpful to you.

3. Am I responsible for the problem of referrer loan?

Legal analysis: If it is only an introduction, there is no guarantee behavior, that is, telling people that this person must be fine, and if something goes wrong, you need to guarantee your words and deeds, and there is no interest behavior, that is, if you get a commission or other forms of remuneration, you are not responsible for the economic losses of others.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 681 A suretyship contract is a contract in which the surety and the creditor agree that the surety will perform the debt or assume the liability when the debtor fails to perform the due debt or the circumstances agreed by the parties occur.

Article 682 A suretyship contract is an accessory contract to the principal creditor's rights and debts contract. If the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, unless otherwise stipulated by law. If the debtor, guarantor and creditor are at fault after the guaranty contract is confirmed to be invalid, they shall bear corresponding civil liabilities according to their faults.

Article 683 A legal person organ shall not act as a guarantor, except for the use of loans from foreign governments or international economic organizations with the approval of the State Council. A legal person not for profit or an unincorporated organization for public welfare may not act as a guarantor.