Yes, you need to meet the following conditions to get a loan from Linshang Bank. The loan conditions are as follows:

1. Have full capacity for civil conduct;

2. Hold an unincorporated business license issued by the industrial and commercial administration and a business license for related industries;

3. Have a fixed residence in Linyi City;

4. Engage in legitimate production Business activities, stable income and ability to repay principal and interest;

5. Good credit standing, and able to provide property mortgage, pledge or guarantee recognized by the lender;

6. Loan Other conditions specified by the person.

The application materials are as follows:

1. Valid identity documents and income certificates of the borrower and spouse;

2. Business license and business license for related industries ;

3. If property is mortgaged or pledged, a list of mortgages or pledges, proof of ownership, and mortgage valuation certificate issued by the lender’s approval department should be provided;

4. If the guarantee is provided by a third party, a written document of the guarantor's agreement to guarantee the guarantee, relevant credit certification materials and a certain proportion of the deposit should be issued;

5. If the guarantor is a legal person, the company's articles of association and business operations must be provided. License, tax registration certificate, legal person code certificate, loan card, audited financial statements for the past two years and the most recent. If it is a limited liability company or a joint stock company, an authorization signed by more than two-thirds of the company's directors to provide guarantee is required. Books and other information.

6. Copy of household register and marriage certificate;

7. Repayment statement from both spouses;

8. Lender’s requirements Other information provided.