Wuhan provident fund loan policy:
1. Except for housing provident fund cooperative cities in Hubei Province and urban agglomerations in the middle reaches of the Yangtze River, employees in other cities will be suspended from accepting personal housing loans paid in different places.
2. The scope of acceptance of commercial-to-public loans is limited to the first home loan of the original individual housing commercial loan borrower (hereinafter referred to as the lender).
3. This notice shall come into force on October 22nd, 2020/KLOC-0. For off-site personal housing loans, before this time node, if the entrusted bank of housing provident fund loan business has accepted and transferred to Wuhan Provident Fund Center for "off-site loan collection information registration", it will still be implemented according to the original off-site personal housing loan policy. If the commercial-to-public loan has been entered into Wuhan Housing Provident Fund Information System before this time node, it will still be implemented according to the original commercial-to-public loan policy.
Legal objectivity:
Notice of Beijing Housing Provident Fund Management Center on Adjusting Housing Provident Fund Individual Housing Loan Policy
first
When applying for a loan, the loan applicant shall meet the following conditions:
(a) when applying for a loan, the borrower shall continuously deposit the housing provident fund for more than half a year (inclusive) and the housing provident fund account is in a normal deposit state;
Retirees have paid housing provident fund before retirement.
(2) The loan applicant must be qualified to buy a house in Beijing;
Apply for a loan to pay for the house you bought.
(three) the loan applicant has no housing loan record and no housing in this city, according to the first home loan policy;
Those who do not belong to the first suite and are approved as the second suite shall be handled according to the second suite loan policy. If there are two or more houses approved, no loans will be granted.