Yes, notes on equity pledge loan 1. The pledgee should pay attention to examining the subject qualification of the pledgor. If the pledgor is a natural person, relevant identification certificates shall be provided; (2) If the pledgor is a legal person, relevant documents such as business license shall be provided, and the corporate shareholders General Assembly agrees to the resolution of equity pledge; 2. The pledgee should carefully analyze the operating status and financial status of the company where the equity is disposed of: ① Investigate the production and operation of the enterprise: a. Whether the production and operation activities of the enterprise are normal; B. verify the supply contract or order of the enterprise. (2) Analysis of enterprise's financial situation: A. Analysis of financial statements: Require enterprises to provide audit reports and financial statements to verify enterprise's asset scale and liabilities; Verify how the owner's equity of the enterprise is formed; Judging the profitability and solvency of the enterprise; (3) Check the bank statement of the enterprise and the running list of personal bank cards, and check whether the enterprise has relatively stable cash flow every month; (4) Inquiry of credit records of enterprise loan cards; ⑤ Investigation on enterprise tax payment. ⑥ Strengthen the value monitoring of the company's pledged equity. Involving the equity of listed companies, it is necessary to track the stock market, analyze the risks and values of pledged stocks, set up a warning line, and effectively prevent risks. Where the equity of a non-listed company is involved, the accounting statements and loan card information provided by the enterprise shall be tested every month, focusing on monitoring the operation and financial status of the equity pledge enterprise or contingent liabilities, and timely discovering the potential risks affecting the realization of the pledged equity.

legal ground

Company law.