After the bank loan is paid off, you can go to the bank to issue a loan settlement certificate. Different banks have different time limits for obtaining settlement vouchers. It usually takes about a week, and some banks can get it in five working days, and it may take ten days and a half at the latest. If the lender immediately goes to the bank to find the loan manager to handle the mortgage settlement certificate when paying off the loan, he can get the settlement certificate within 3 days at the latest. If the loan applicant does not go to the bank to ask for it, the bank will not take the initiative to issue a mortgage repayment certificate. There is no fixed answer to the question of how long it will take to get the settlement certificate after the mortgage is paid off.