1. Go to the local people's bank. I can use my ID card to check and print my personal credit report, which will list your loans and credit cards in all banks.
2. You can also check it on official website of China People's Bank.
Second, how to check whether an individual has made loans in all banks?
Go directly to the bank counter with your ID card and other relevant information.
I. Personal Internet Banking
Applicable people: registered customers of personal online banking counters.
Inquiry method: first log in to the bank official website-e-banking, personal online banking-log in to your own account-select loan inquiry.
Second, call the loan bank.
Applicable people: registered accounts and self-registered accounts of individual registered customers and individual self-registered customers.
Inquiry method: Take the Agricultural Bank of China as an example, and the inquiry steps are as follows: 1 Inquiry -3 Loan Inquiry-1 Loan Information Inquiry /2 Query repayment details by date /3 Query repayment due in the next period.
Information that can be queried:
1. Loan information query: loan account number, IOU number, repaid period, accumulated repaid principal, repaid interest, remaining periods and remaining principal.
2. Query the repayment details by date (year, month and day, repayment amount).
3. Inquire about the next repayment (loan account number, loan receipt number, amount and date).
Third, go to the bank counter for loans.
Applicable people: everyone.
Inquiry method: directly bring ID card and other relevant information to the bank counter for inquiry.
Fourth, query personal credit records.
Applicable people: everyone.
Inquiry method: you can directly log in to the personal credit information system online for inquiry, or you can directly hold ID cards and other related materials to the credit information center for inquiry.
3. How to check whether an individual has a bank loan record?
First, personal credit reports can be inquired by local people in China. The credit report will be very detailed
2. You can also go to the Credit Information Center of the People's Bank of China for credit information.
1. Open Baidu search and enter "Credit Information Center of China People's Bank" in the search bar. After searching, find official website, Credit Information Center of China People's Bank, and click Enter.
2. Go to official website, Credit Information Center of China People's Bank, find "Internet Personal Credit Information Service Platform", and click Enter.
3. After accessing the Internet, find the item "Try Now" and click Enter.
4. Immediately after entering the trial, enter the corresponding information and log in to check the credit report. If you don't have an account, you can choose to register as a new user and fill in the relevant information as prompted.
Extended data:
If you want to check online loan records, you can choose to divide the national credit information into two categories.
1, the central bank's credit information is mainly used for the approval of financial services such as mortgage loans, credit cards and auto loans. I took my ID card to the local central bank branch to print the report.
2. People's credit is widely used in life services such as examination and approval. As a bank's credit information, it records the user's online loan records, debt record quota estimation and other data content. In addition, there are extensive data sources and complete data.