Prerequisites for secondary mortgage:
I have already applied for the real estate license. ?
Property minus the previous mortgage amount and residual value. If the previous mortgage loan amount is far less than the property value, such as the property value 1 10,000, the mortgage loan is only 1 10,000, and there are more than 900,000.
Secondary mortgage loan for individual housing is an additional mortgage service provided by Bank of China to borrowers who obtain mortgage loans from Bank of China. After repaying a certain loan principal and interest, if you need funds for personal consumption or business for a period of time, you can use the difference between the mortgage value of the house and the original loan balance as collateral and apply for a loan from the bank again. The loan was cancelled on 20 13.
In the process of two mortgages, the second mortgage of real estate awakened their sleeping property to solve their urgent need for "living funds" Recently, many citizens came to Zhejiang Yuan Pan Law Firm to ask whether there is a legal basis for the second mortgage of houses.
Yan Yibo, director of Zhejiang Yuan Pan Law Firm, said that the process of secondary mortgage is relatively complicated. The second mortgage of real estate is only to mortgage the mortgaged real estate to another person.
The above are some questions about the second-hand housing mortgage, I hope to help you!