If the credit card can't repay the money in installments, the impact will be more serious. If the third installment is not paid back, it is recommended to pay back the money on time in the future, otherwise it will be blacklisted by the bank, and if it is serious, it will be prosecuted by the bank.

The influence of credit card not paying back the money;

It has an impact on applying for a credit card in the future and repaying the loan interest in the future;

It will affect the normal use of credit cards and may be frozen and deactivated;

If it is overdue, it will be blacklisted by the bank and become a black account, and it will not be possible to apply for loans directly in the future;

It has an impact on the loan amount for buying a house and buying a car in the future;

If you don't pay back the money, you will probably be sued by the bank.

Personal advice is best to pay back the money you owe.