To apply for a policy loan, you need to meet the following conditions:

1, aged 18-60 years old and able to provide legal and valid identification;

2. Have a stable job and a stable economic income in the place where the loan is located.

3. Have a fixed residence in the place where the loan is located.

4. No bad credit record.

5. I have purchased the Personal Consumer Credit Guarantee Insurance Policy of XX Insurance Company from the insurance company, and the borrower bought it in my name.

6. Other conditions required by the bank.