Farmers can use crops on the land as collateral to borrow money. Property that can be mortgaged according to law includes buildings and other land attachments; The right to use construction land; Sea area use right; Production equipment, raw materials, semi-finished products, products, etc.

legal ground

Article 395 of the Civil Code of People's Republic of China (PRC) The following properties that the debtor or a third party has the right to dispose of may be mortgaged: (1) Buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.