1, the loan was not paid off normally. After paying off the loan, many small partners lost the amount of Xiaomi's loan because they did not repay the loan as agreed in the contract, and the overdue time was not short. For friends who have been overdue for a long time, it is normal to cancel the Xiaomi loan line. Of course there will be a penalty interest.

2. Repeatedly overdue. Some friends often return 1-2 days late for some reason. Although the overdue time is not long, the frequency is very high, more than 3 times. In this case, it is very possible to cancel the limit after paying off the loan. In addition, it is also possible that you have exceeded the age limit and will not be able to continue applying.

3. The credit report was hacked and spent. If the repayment record of Xiaomi loan is good, but it does not perform well in other institutions, resulting in black credit and black consumption, it will also lead to no quota after Xiaomi loan is paid off. After all, Xiaomi loan is an opening for credit investigation. It is recommended to pay attention to maintaining personal credit at ordinary times, otherwise it will have a great impact.