Provident fund loans and real estate licenses should be mortgaged to banks. Housing provident fund loans, real estate licenses as collateral, you need to pay off the loans to get.

For the provident fund loan guaranteed by the guarantee center, the borrower does not need to go to the Housing Authority to get the real estate license, and the guarantee center will get the real estate license on his behalf. After that, the property owner himself took the original ID card to the guarantee center to collect it. If there are two or more property owners, all property owners need to bring their ID cards to the guarantee center to collect them. If you are not present at the same time, you can collect them separately. Bank loans, then the guarantee center is the bank, and the real estate license will be mortgaged to the bank.

Loan advantage

(1) Convenience is similar to processing time.

(2) Commercial loans generally have no loan ceiling or a high ceiling. Borrowers can directly apply for a relatively high loan amount. Housing provident fund loans have an upper limit, but the demand for high-amount loans can be solved by portfolio loans.

(3) Commercial loans have a wide range of loan targets, and housing provident fund loans are generally depositors of housing provident fund.