Personal finance
Difficulty index: two stars
Intentional positions of banks: teller and business department
In the banking examination, "Personal Finance" is the major with the largest number of applicants, mainly because his intended positions are teller and sales department, and the demand for positions is large, so there are also many applicants, and of course, the competitiveness is also great.
Fresh graduates who are going to work in banks can choose personal finance, which is relatively simple, with many people taking exams and a large demand for talents. If you have ever worked in a bank, or want to develop in the direction of counter or lobby manager or financial manager, then personal financial management is also your best choice. Personal finance involves some calculation knowledge and needs more practice.
risk management
Difficulty index: three stars
Bank Intention Position: Account Manager
Enter oneself for an examination "risk management" major, the intention position is account manager, because it belongs to management category, so the demand is limited.
The theme of risk management is mainly risk theory. This subject is relatively important among the five professional subjects, and its status is basically the same as that of corporate credit (some banks require corporate credit or risk management when recruiting internally). Non-financial and management majors are advised to choose this major carefully because it involves many calculation problems.
personal loan
Difficulty index: three stars
Intentional positions of banks: gold-related positions
The main intention of applying for personal loan major is to pay more attention to personal money, which is a special business in banking business, so the demand is small. If you have enough credit experience, you can choose to apply for a "personal loan", which involves personal business loans, personal housing loans and personal consumption loans. As long as it involves your usual business, the exam is really not a problem. If your favorite bank focuses on gold, you'd better choose personal loans.
Corporate credit
Difficulty index: three stars
Bank Intention Position: A position related to corporate finance.
The main intention of applying for the "Corporate Credit" major is to focus on corporate finance, which is a special business in banking business, so the demand is small. Enterprise credit investigation also involves many theoretical knowledge and calculation problems, which is somewhat different from the actual business. If your favorite bank focuses on corporate finance, or if you want to challenge your own strength and make your professional qualification certificate of banking professionals have higher gold content, it is recommended to choose.
Bank management
Difficulty index: four stars
In the second half of 20 15, the course "Bank Management" was added, which mainly assessed the contents of managing banks, including business rules, compliance management awareness, risk management experience and internal control ability.