The telephone number of online loan return visit refers to the telephone number to verify the repayment situation or solve the repayment problem after the borrower borrows money. Friends who have experience in internet lending should know that there are two main ways to review microfinance in the market at present, one is pure machine review, and the other is machine approval plus manual return visit. The more formal and reliable large loan products, the more manual return visits will be conducted to further verify the basic information of borrowers. So what questions will the online loan return call ask? Doing these things can improve the success rate!

What questions will the online loan review phone ask?

Step 1: Confirm the identity information of the borrower. In order to verify whether I applied for the loan, the human customer service will first say, "Is this Mr./Ms. XXX?" Then let the borrower report his ID number and mobile phone number and other related information, and everyone will answer truthfully.

Step 2: Verify other information of the borrower. After asking for identity information, the loan platform will ask the borrower for work unit information and home address information. Some friends will fill in false work units and home addresses in order to get a higher quota. Once found in the return visit, it will be suspected of "fraudulent loans."

Step 3: Ask the borrower about the use of funds. Although most people borrow money for emergencies or turnover, it is best not to tell the truth. The safer answers are travel, shopping and so on. Never say that the loan is for investment or stock trading, nor can it be said that it is for repayment, otherwise it will be easily rejected.

So before answering the call, you must be prepared. First, go over the basic information you filled in when applying for a loan in your mind, and don't exaggerate it. Keep your mobile phone open after submitting a loan application, and don't miss or refuse to answer strange calls. Finally, when answering the return call, be neither humble nor humble, accurately inform the platform of its repayment strength and avoid telling its current liabilities.

In a word, the payment phone of online loan is not as complicated as everyone thinks. As long as everyone can fill in the information truthfully and keep a good attitude when applying for a loan, borrowing is a very simple matter.