Bank of Communications Huimin Loan is an online lending platform launched by Bank of Communications, mainly for Bank of Communications customers. The approval speed is relatively fast, but the application requirements are slightly stricter.

Bank of Communications Huimin loan application conditions are as follows:

1. Bank of Communications pays wages to customers or customers who have other business dealings.

2. No bad credit records, especially no overdue loans in Bank of Communications.

3. Only by opening the mobile banking of Bank of Communications can the personal application materials be submitted smoothly.

4. Bank of Communications can only handle areas where Huimin loans are opened, and branches such as Qingdao, Inner Mongolia, Qinghai, Anhui, Sichuan, Shaanxi and Hebei are not allowed to handle them.

Conditions for Bank of Communications to apply for Huimin loan

Bank of Communications Huimin Loan is a personal credit loan product launched by Bank of Communications, which is mainly aimed at the working class. Applicants can apply with personal credit without providing any mortgage or guarantee. The Bank of Communications Huimin loan is mainly used for consumption, and applicants are not allowed to invest in wealth management or purchase real estate. The applicant can get a loan of up to 30, and the loan period is up to 36 months. Users can choose the appropriate repayment cycle according to their own situation, and Huimin loan supports the loan-as-you-borrow repayment. Users can repay in advance if they have extra funds, and there is no handling fee for prepayment.

The process of applying for Huimin loan is simple. Users only need to download the mobile app of Bank of Communications, find the option of "finance" in the mobile banking of Bank of Communications, and then find "personal loan", and click in to see "Huimin loan". Users with loan needs can click to enter the Huimin loan application page, and the application needs to fill in relevant information as required. Users can choose to enter the loan amount and repayment period they want, fill in the information and submit the application after confirmation, and then wait for approval. At present, many customers have received telephone invitations and SMS invitations from Bank of Communications to apply for Huimin loans, indicating that such customers' credit information meets the requirements and it is relatively easy to apply for Huimin loans.

Bank of Communications Huimin loan application conditions

If you want to apply for a Huimin loan from Bank of Communications, the borrower needs to meet the loan conditions, generally the following conditions: 1. The borrower is a legal citizen of China who has reached the age of 18; 2. Applicants need to have a stable job and income. Generally need to work in the current unit for more than half a year; 3. The applicant's personal credit record is good, Huimin loan is a bank product, and credit will definitely be checked; 4. The applicant needs to open a personal savings card account in Bank of Communications, and the Bank of Communications will pay the salary; 5. The applicant needs to be a user of Bank of Communications mortgage loan. Users who meet the above conditions can try to apply for a loan from Bank of Communications. After the user obtains the loan, he can repay it according to the regulations.

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What are the approval requirements for Bank of Communications Huimin Loan? What are the requirements?

Bank of Communications Huimin loan is a good application as long as it meets the conditions.

I. Bank of Communications Huimin Loan

Product introduction

1. Limit: up to 200,000 yuan.

2. Interest: the annual interest rate (simple interest) is 4.32%.

3. Duration: 1- 12 months. Validity of loan line 12 months. The borrower can reuse the line during the line period, and can reactivate the line after the line expires.

4. Repayment method: equal principal and interest, which can be repaid with the loan, and there is no handling fee for prepayment.

5. Required preparation materials: ID card and bank card. 6. Time of receipt of audit: generally, the results are obtained in seconds, and the accounts are received in seconds.

7. Application field: national application conditions

8. Age: 18-60 years old

Second, if one of the following conditions is met, you can apply.

1. Bank of Communications cardholder

2. Bank of Communications pays payroll customers.

3. Customers who mortgage houses or provident funds. Credit request

1. The inquiry record of loan approval or credit card approval in the last 2 months is less than 6 times.

2. History cannot be seriously overdue (3 or above)

Third, matters needing attention:

1. Ask a lot, but you can try it if you have intensive contact with Bank of Communications.

2. High-quality units have a high pass rate and low interest.

3. The limit can be paid by cash withdrawal (counter/self-service machine), POS card swiping, mobile banking transfer, mobile banking code scanning payment and mobile banking cashier using the loan lender.

Bank of Communications Limited loan map:

Application process: WeChat: Apple 12, ios 14, WeChat version 8.0. 13.

1. Search applet: Huimin Loan Emergency Fund, click Apply Now.

2. Fill in the ID number (photo of ID card is not required) and basic information to get the quota.

Disclaimer: Product information is collected by this platform in official website or other public information platforms, subject to the official release. Bank of Communications Huimin Loan is a pure credit and pure online loan launched by Bank of Communications for the working class, which is distributed to the working customers and existing mortgage customers of Bank of Communications.

Before, I also needed business turnover. I have used several small loan products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!