Hello, since it is called housing provident fund loan, you must buy a house first and then pay the provident fund before you can get a loan. Provident fund withdrawal is not necessarily through buying a house. If employees retire, leave their jobs, lose their jobs, decorate, etc. , can be withdrawn. SouFun Chengdu second-hand house answers for you, hope to adopt!

Second, the housing provident fund has not been returned for a period of time. Can you borrow money to buy a house?

To apply for provident fund loans, the first condition is how many months of continuous deposit and normal deposit. If you don't pay it for a period of time, you can't apply for a provident fund loan. Commercial loans are not subject to this restriction.

Third, can the provident fund be loaned without buying a house? How much can I borrow?

If you don't buy a house, you can't get a loan. Housing provident fund is a special fund for commercial housing loans and housing management, and cannot be used for loans for other purposes. : 1. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. 2.2065438+Starting from July 1 2007, all housing provident fund management centers in China will handle the transfer and connection of housing provident fund in different places through the platform according to the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on. 20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Funds, and liberalizing the provision that individuals withdraw provident funds to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency. 20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers. 3.20 15, "Regulations on the Management of Housing Provident Fund (Revised Draft)", proposes that the contribution ratio of housing provident fund for employees and units shall not be lower than 5% and not higher than 12%. From February 2, 2006 to February 0, 2006, the deposit interest rate of employee housing provident fund account was adjusted to be based on the one-year fixed deposit benchmark interest rate, and the increased interest rate was 1.50%. From July, 2065438 to July, 2007, all housing provident fund management centers in China will be "networked" to handle the transfer and connection of housing provident fund in different places through a unified platform. On May 5, 20 18, Beijing Housing Provident Fund Management Center issued the Notice on Cancelling the Copy of Identification Materials as a Requirement for Withdrawing Housing Provident Fund and Handling Loan Business. On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.