The loan conditions of rural credit cooperatives in Guizhou Province are 1, and they have the ability to repay the principal and interest on schedule. If the original loan interest payable has been paid off, a repayment plan approved by the lender has been made; 2. Except for natural persons and enterprise legal persons who do not need the approval and registration of the industrial and commercial department, the industrial and commercial department shall handle the annual inspection procedures; 3, rural credit cooperatives have accounts, and keep a certain amount of deposits in the account; Accepting the credit and settlement supervision and inspection of lending institutions voluntarily, and ensuring that business and financial statements are submitted to lending institutions on a regular basis; 4 to apply for a guarantee or mortgage loan, there must be a loan guarantor, loan collateral or pledge that meets the requirements. The loan guarantor must be an enterprise or economic entity that opens a deposit account in a rural credit cooperative with good economic benefits and reliable credit. The loan collateral must comply with the provisions of the People's Republic of China (PRC) Guarantee Ordinance. In principle, it should be easy to realize real estate (such as houses and land).

2. What is the annual interest of the mortgage loan of Guizhou Rural Credit Cooperative10.5 million yuan?

What is the loan for?

3. What is the upper limit of Guizhou Rural Credit Cooperative Bank?

The loan amount of Guizhou Rural Credit Cooperative will not exceed 30,000 yuan, and the loan amount is also around 20,000 yuan, with a maximum loan amount of 50,000 yuan. If you apply for a loan together, you should be able to get a loan of 654.38 million yuan. The loan amount of rural credit cooperatives will be different according to local loan policies and loan methods, but the loan amount of rural credit cooperatives is generally not very high.

Four, the rural credit cooperatives loan 6.5438+0.5 million. How much is the annual interest?

According to the current bank benchmark annual interest rate of 4.35%, if the repayment method is equal principal and interest, the total interest required for your loan is 3557.82 yuan.