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Agricultural Bank of China relay loan application conditions:

When applying for an Agricultural Bank of China personal housing relay loan, the borrower must meet the following conditions:

1. The parents of ***’s fellow borrowers must have full civil capacity, have stable jobs and income, and be no more than sixty years old;

2. As ***’s fellow borrowers, The borrower's children must also have full civil capacity and have good career prospects (not limited to stable jobs and income);

3. The monthly repayment amount of this housing loan is equal to *** The ratio of the total monthly income of the same borrower's family should not be higher than 50%, and the ratio of all monthly debt expenditures of the same borrower's family to its total monthly income should not be higher than 55%.

Agricultural Bank of China relay loan application process:

After meeting the above loan conditions, the borrower can follow the following steps to apply for a relay loan: submit a relay loan application to the Agricultural Bank of China - bank review and approval - After approval, the loan contract is signed with the borrower - the loan is issued - the borrower repays the loan in full and on time - and the loan settlement procedures are completed.