When it comes to ID card loans, many friends will pay attention. Many friends can't tell whether the ID card loan is true or false, and the loan market is mixed. Many lending institutions began to cheat under the banner of ID card loans. Simply put, an ID card loan can be applied for without providing mortgage guarantee. How much can I get with a 20 16 ID card loan? Ladies and gentlemen, please continue reading.

(1) The loan amount is less than 1 ten thousand yuan.

In our daily life, it is inevitable to encounter poor capital turnover. The loan amount below 6,543,800 yuan can help the loan solve the small capital demand. This kind of micro-loan is more flexible and can quickly meet the loan needs of borrowers. Previously, the maximum amount of qq cash loan was 3,000 yuan, while the maximum amount of lightning loan was 1 1,000 yuan.

(2) The loan amount is within1~ 50,000 yuan.

The ID card micro-loans that borrowers can apply for within 50,000 yuan mainly include the well-known CCB fast loans. The maximum amount of quick loan from CCB is 50,000 yuan, but the borrower can only apply after handling relevant business in CCB. The maximum amount of Jiexian loan is 40 thousand yuan, and the borrower can apply if his monthly income is more than 2000 yuan.

(3) The loan amount is more than 50,000 yuan.

If the borrower wants to apply for a loan amount of more than 50,000 yuan, of course, this is also a relatively large amount, which requires the borrower's monthly income and personal credit information. We are familiar with the China Bank's payroll loan, with a maximum loan amount of 200,000; The maximum loan amount of Citibank Happiness Loan and Standard Chartered Bank Demand Loan is 500,000 yuan; China Merchants Bank's lightning loan amount can reach up to 500,000.

When applying for a loan, the borrower needs to consider his own actual loan demand and his own actual situation. It is necessary to choose a suitable loan method, which can save some costs for borrowers.