In the following operations, the operating environment is to open any version of mobile phone software of Android:
Open Alipay, go to my-My Customer Service-and click Apply to close the online business loan. People who often use Alipay should know something about online merchant loans. Online merchant loan is a function of Alipay, so it is not necessary to enable this function, because it is the default. Because few people will use online business loans, many people want to close online business loans, but they don't know how to close online business loans. Let's talk about how to close the online business loan.
First of all, we need to open our own real-name authentication Alipay, enter the homepage and click the [My] button in the lower right corner. Then enter my interface, turn the page to the bottom and select [My Customer Service].
Next is my customer service page, which will have many links to frequently asked questions. It doesn't matter, just turn to the bottom and click the online service button. Then enter the chat window with online customer service, enter how to switch the online merchant loan to loan and send it directly. An automatic recovery message will appear. Turn to the bottom, there is a button to apply for closing the online business loan, click it.
Automatically open a new page, called voluntarily giving up online business loan registration. Don't worry, if you want to make up your mind to close it, please click the button below I want to give up online business loans. Finally, there will be several reminders to confirm whether to close the online business loan, and click OK. Return the registration information, wait for a period of time, and confirm to close the online merchant loan within a few working days. The above is a detailed introduction on how to close the online business loan. As can be seen from the above, it is relatively easy to close the online merchant loan. Alipay has the following precautions when closing the online merchant loan:
1. Before closing the online merchant loan, all the borrowed loans must be paid off, otherwise it cannot be closed.
2. Everyone has only one chance to open an online merchant loan. After the online merchant loan is closed, it will no longer be opened. Everyone must think carefully before closing.
Disadvantages of closing online commercial loans
1. After closing the online business loan, when we need to borrow a short-term fund urgently, there is one less way to borrow money quickly. After all, online business loans can arrive in 30 minutes at the earliest.
2. The loan amount of online merchants is only one yuan, which is rare in the current market and very convenient for borrowers. After closing, it is difficult to find such a platform.
3. Online business loans can provide users with excellent credit with a daily interest rate of 0.0 16%, which is quite favorable and will not be enjoyed after closing online business loans.
4. If it is closed immediately after applying for the online merchant loan, it will affect the accumulation of sesame credit points, which can be said to be not worth the candle.
Second, how to close the online business loan
The closing methods of online merchant loans are as follows:
1. First of all, we need to open our Alipay with real-name authentication, go to the home page, and click the "My" button in the lower right corner.
2. Then enter my interface, turn the page to the bottom and select "My Customer Service".
Next, when I enter my customer service page, there will be many links to frequently asked questions. Turn to the bottom and click.
4. Then, enter the chat window with online customer service, and enter: How to switch the online business loan to loan and send it directly. There will be an automatic reply message. Turn to the bottom, there is a button to apply for closing the online business loan, click it.
5. Then it will automatically open a new page named voluntarily giving up the online merchant loan registration, and click "I want to give up the online merchant loan" below.
6. Finally, you will receive a reminder to confirm whether to close the online merchant loan, and click "OK". Return the registration information, wait a few working days, and you will confirm to close the online merchant loan.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Supplementary information:
Alipay closes online merchants.
1. Before closing the online merchant loan, all the borrowed loans must be paid off, otherwise it cannot be closed.
2. Everyone has only one chance to open an online merchant loan. After closing the online merchant loan, it can't be opened again. Please reconsider.
Extended data:
First, the opening method of online merchant loans is as follows:
(a) the official opening of online business loans law:
1. First register an account through the online merchant bank official website or the mobile APP, that is, you must first open the online merchant bank;
2. After logging in to the online merchant bank, find the online merchant loan entrance in the page;
3. Click to enter the online merchant loan page to make online merchant loan payment.
Operating environment:
Brand model: iPhone
System version: iOS 15
App version: 10.2.50
(2) Laws on opening Alipay to handle online business loans:
1. Please open your Alipay first and search in the search bar.
2. After entering the online banking, you can see the "Loan" button in the upper left corner.
3. Click the "Loan" button and select the online merchant loan;
4. After entering the online business loan page, we can see whether we are qualified to use online business loans, and if so, we can open them.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2
Third, how to close the online business loan
Let me help you.
Fourth, how to close the online business loan?
1. Click online merchant loan first: Open Alipay APP, click "My" and click online merchant loan;
2. Click frequently asked questions: in online commercial loans, click frequently asked questions;
3. Click here to close: consult online customer service to close online merchant loans, and click here to close.
Online merchant bank is an internet bank initiated by Ant Financial as the controlling shareholder. The repayment period of online merchant loans is calculated from the loan date, and the repayment date of each month is actually the loan date. On the repayment date, the customer needs to replenish the repayment amount of the current month in Alipay to prevent the insufficient balance from affecting the repayment and causing bad credit records.