Generally speaking, people who owe more than 300,000 yuan will not go to jail if they are unable to repay them. Arrears are private debts, which belong to ordinary civil affairs and do not involve criminal responsibility. If the amount owed is large, you will face the consequences of being enforced or enforced, and you can only win the case first.

However, you may go to jail under the following circumstances:

After the bank wins the case, if the parties fail to perform the judgment within the performance period, the bank may apply for compulsory execution. After accepting the effective judgment of compulsory execution of property, vehicles, securities, banks and other properties, but refusing to perform, their personal credit report will contain negative information such as overdue repayment, and they will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. If you have the ability to refuse to perform, you are suspected of refusing to perform.

What are the private debt solutions?

Yes: If the plaintiff is required to provide written information or cannot provide it when settling cases such as supervision procedures and payment orders, litigation, litigation mediation and arbitration through self-negotiation, he shall provide necessary factual basis or testimony with his own people to support the consequences he has mastered.

If it is possible to transfer the debtor, the property as a means of production can be sealed up, detained, frozen or ordered to provide a guarantee according to the application of the parties or ex officio. Property preservation should be responsible for minimizing the impact on production and life and avoiding property losses according to the nature of the preserved property.

If the repayment period is agreed, the creditor can make a repayment claim at any time, which is not limited by the three-year statute of limitations. However, if the creditor fails to make a repayment request within three years after making the repayment request, it shall be deemed as exceeding the limitation of action and the law shall not support it.

What happens if you owe money to the bank?

1. If the overdue credit card loan is not repaid, it will seriously affect the cardholder within five years.

2. If the payment is overdue for more than three months or has not been repaid after more than two reminders from the bank, the bank will freeze the cardholder's card and list the cardholder in the bank blacklist; Not only that, the banking system is implemented.

3. If the bank still fails to repay the loan, and the amount owed exceeds 10,000 yuan, it will be an iou according to the criminal law.

To sum up, the debt is civil, and the debtor will face risks or be enforced. If the debtor is unable to repay the debt, the debtor will continue to perform with assets. Those who are unable to pay their debts will not be sentenced to jail. Malicious transfer of assets to avoid debts may be suspected of refusing to execute.

Legal basis:

Article 313 of the Criminal Law refuses to execute a judgment, ruling or ruling, and refuses to execute fixed-term imprisonment, criminal detention or a fine if he has the ability to execute it.

2. Will you be sentenced if you owe 300,000 yuan on your credit card?

If you refuse to repay, you may be suspected of credit card crime.

Article 196 of the Criminal Law stipulates that those who engage in large-scale credit card activities under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.

My husband owes 300,000 credit cards and can't pay them back. Will I go to jail?

These two kinds of marital debts don't have to be paid together!

1, illegal and criminal acts

For example, your husband owes 300,000 yuan for gambling, whoring and other illegal and criminal acts, so you don't need to repay this expense even if it is a marital debt.

2, not * * * with life.

You need to prove that the 300,000 yuan you owe is only used for your husband to buy his own things, not for family livelihood.

If it is a pre-marital debt, it does not need to be repaid.

Whether the debt itself is legal or not, the determination of the same debt between husband and wife mainly depends on what the debt is for and the purpose of the debt. For families, it is natural that family members need to repay together; It is impossible for a person to borrow money casually, but he wants to pay off his debts with the whole family!

4. I owe the bank 300,000 yuan, and I can't repay it. Will I go to jail?

Generally speaking, more than 300,000 people are unable to repay their debts, so they will not go to jail. Arrears are private debts, which belong to ordinary civil affairs and do not involve criminal responsibility. If the amount owed is large, it will face the consequences of being executed or enforced. In the case of inability to repay debts, the execution can only be suspended first. However, the following circumstances may lead to imprisonment:. After the bank wins the case, if the parties fail to perform the judgment within the performance period, the bank may apply for compulsory execution. When accepting compulsory execution, it will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; In addition, if the debtor has no executable property and refuses to perform the effective judgment, his personal credit report will contain negative information such as overdue payment, and he will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. In the case of refusing to execute the judgment or ruling, what are the ways to solve the private debt of refusing to execute the judgment or ruling: self-negotiation, people's mediation, enforcement, arbitration, supervision procedures and payment orders, litigation, litigation mediation and arbitration mediation? When examining loan cases, people require the plaintiff to provide written IOUs according to the principle that whoever advocates gives evidence; If there is no written receipt or it cannot be provided, it shall provide the necessary factual basis or the testimony of two or more witnesses who have no interest in it to support its claim, otherwise it shall bear the consequences of losing the case. If it is possible for the debtor to transfer, sell off or conceal the property related to this case, it may take property preservation measures such as sealing up, distraining, freezing and ordering to provide guarantee according to the application of the parties concerned or ex officio. If the preserved property is the means of production, the applicant shall be ordered to provide a guarantee. Property preservation takes appropriate measures according to the nature of the preserved property to minimize the impact on production and life and avoid property losses. It should be noted that if there is no agreed repayment period for the loan, the creditor can make a repayment claim at any time, which is not limited by the three-year statute of limitations. However, if the claim for repayment is not continued within three years after it is put forward, it will be deemed as exceeding the limitation of action and the law will not support it. What happens if you owe money to the bank? 1. If the overdue credit card loan is not repaid, it will seriously affect the cardholder's application for credit card and bank loan within five years. 2. If the payment is overdue for more than three months or has not been repaid after more than two reminders from the bank, the bank will freeze the cardholder's card and list the cardholder in the bank blacklist; Not only that, the bank will also enforce the cardholder. 3. If the bank still fails to repay the loan and the debt exceeds 10,000 yuan, the debtor will be sentenced according to the criminal law. To sum up, the debt is civil, and the debtor will face risks or be enforced. The debtor is unable to repay the debt and cannot execute it, so it can only continue to execute it if the person subjected to execution has assets. For those who are unable to repay their debts, no criminal responsibility is involved, and the debtor will not go to jail. Malicious transfer of assets to avoid debts may be suspected of refusing to execute. Legal basis: article 3 13 of the criminal law refuses to execute a judgment or ruling. If the people refuse to execute the judgment or ruling, if the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.