In addition, the house inheritance tax of Japanese real estate is very high, and now the relatives of Queen Michiko once mortgaged the house to our country as the house inheritance tax. The Japanese inheritance tax rate is higher than that of Europe and China, and slightly lower than that of the United States, and most of them have no real estate when they are grandchildren. This is also one of the reasons why Japanese public ownership does not have huge land resources and huge real estate, so Japan has the saying that "three generations of assets are exhausted".
The assets you want to buy a house in Japan are probably the price of the house itself plus all kinds of expenses spent when buying a house. Miscellaneous expenses account for 7%-9% of the property price at the time of purchase. If you want to buy a house of 20 million yen, you need a project budget of 2140-210.8 million yen. The140-1800,000 yen here is the various expenses you spent when buying a house.
Printing fee: the cost of purchasing printing paper pasted in the house sales contract or loan contract.
Loan application fee: handling fees/loan guarantee fees and other fees are required when handling loans.
Insurance costs: insurance costs for fire accidents and earthquake disasters, etc. There are many earthquake disasters in Japan. In China, whether buying a house or renting a house in Japan, fire accident insurance and earthquake insurance must be added, because Japan has a strong sense of insurance)
Landing tax exemption: the tax payable when registering. When purchasing real estate (transfer of use right for filing), it shall be paid as tax at 1% of fixed assets in taxable value. (generally paid together with the expenses of the judicial department)
0.4% of the loan should be paid as tax when handling the loan (the right of defense is set for the record).
Declaration service fee: the remuneration payable to the clerk of the judicial department at the time of declaration and registration.
Fixed assets tax (calculated on a daily basis): 65,438+0.4% of the standard amount of fixed assets tax, 3% of the fixed assets assessment of land resources, and 4% of the transaction price of fixed assets of projects and buildings. Within 6-7 months after acquiring the property, you can receive a "tax notice", and non-residents must set up a tax administrator.
Urban planning tax (calculated daily): 0.3% of the standard amount of urban planning tax.
Introduction fee: transaction volume of real estate, transaction price of fixed assets of land resources ×2%+ evaluation of fixed assets of engineering construction ×2%+ remuneration of judicial department clerk (known as mortician in China) (there are professionals in Japan who are responsible for the service fee of property right transfer and filing, and the service fee is estimated to be around 6,543,800-400,000 yen, depending on actual needs).
Property purchase tax: the house is also 3% of the fixed assets tax pricing amount.
In Japan, both real estate and soil belong to fixed assets tax. Japan began to collect fixed assets tax from 1950, and has a perfect management plan. Fixed assets tax is a kind of local tax, that is, the tax paid to the municipal government. (Note: Notice will be issued in April-April every year, and will be issued four times a year from June. If it is a newly built house, you can enjoy tax reduction measures within 5 years after payment, so the tax is relatively low, and the tax will increase in the sixth year. This is particularly important. )
Generally speaking, the larger the land area, the larger the quota and the higher the tax revenue. Similarly, if the building area is large, the project cost is strong and the taxes are high. In addition, all kinds of taxes and fees related to fixed assets can basically be given a certain degree of preferential treatment for self-purchased houses and small-sized houses.