The loan limit of Nantong housing provident fund is up to 400,000, corresponding to the monthly deposit of provident fund of 1.600 or more. The minimum loan amount is 60,000 yuan, corresponding to a monthly payment of 80 to 100 yuan of housing accumulation fund.

legal ground

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Term, amount and interest rate of Nantong housing provident fund loan

Second, the loan amount

1. For employees who have paid 80- 100 yuan/month (including 100 yuan/month) into the housing accumulation fund, the loan amount is 60,000 yuan;

2. Employees who have paid the housing accumulation fund 100- 150 yuan/month (including 150 yuan/month) can get a loan amount of 80,000 yuan;

3. For employees who have paid the housing accumulation fund 150-200 yuan/month (including 200 yuan/month), the loan amount is 90,000 yuan;

16. Employees who have paid the housing accumulation fund 1600 yuan/month or more can get a loan of 400,000 yuan.